Our Impact

Budgeting for employee healthcare spend is expected to grow by 18% YoY.*Northwind targets 6-8%.

*McKinsey Health Institute, Insight Report 2025

Producing Health. Stabilizing Costs.

Self-funded healthcare solutions that enhance employee wellbeing and offer employer peace of mind.

Northwind is for employers who take ownership and expect performance in return.

Who we serve

Self-funded Employers

Northwind partners effectively with forward-thinking organizations seeking superior service and better employee health outcomes. Clients enjoy predictable healthcare spending with Northwind and superior employee engagement.

Unions & Multi-Employer Funds

Northwind currently supports 20 Taft-Hartley and 5 commercial multi-employer plans. Unions are great partners in health for Northwind due to their unique commitment to the health and well-being of their members.

What we control

Northwind takes direct responsibility for the core drivers of healthcare cost and performance:

plan administration

Claims, eligibility, and reporting—run by expert operators who understand the entire healthcare ecosystem.

Pharmacy

On-site and mail-order fulfilment through Northwind-owned and operated facilities.

pharmacy benefit management

Precision in medication access, adherence to benefit design, and claims processing.

chronic disease management

Clinician-led programs that identify risk early and intervene decisively.

Northwind distinguishes itself by focusing on improving health production and stabilizing costs. Employees are empowered to eliminate unnecessary spending and introduce more prudent measures. In combination, Northwind targets 6% year over year increases in healthcare spending for clients
(on average) versus the projected average of 18%, annually.

Stay ahead of the curve.

The latest insights, strategies, and analysis for employer-funded healthcare.